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PayPal is becoming more and more prevalent as a means of doing business on the internet. Those who spend a lot of time on eBay are well aware of how PayPal works. Now that more and more websites are asking for PayPal payments, many consumers are left scratching their heads and wondering, “What is PayPal? Is it safe? Is it easy?”
PayPal is a means of making or receiving secure payments over the internet in the place of a credit card. Consumers must sign up for a PayPal account and link it to either a bank account or a credit card. When the time comes to pay for a purchase over the internet, the customer provides the merchant with their PayPal account information, the money is paid to the merchant (less a small transaction fee) and the linked bank account or credit card is charged appropriately.
Common uses for PayPal include sending and receiving money to or from friends and family online, requesting money for a charity drive and making online purchases. In addition, when requesting money, an invoice and detailed payment instructions can be generated.
Money can be sent to over fifty five countries in the following currencies: U.S. dollar, Canadian Dollar, Euro, Pound Sterling, Australian Dollar, and Yen.
Using PayPal is easy to use, safe and free for the purchaser. PayPal doesn’t share financial information so the seller never sees bank account or credit account numbers. They have strict anti-fraud measures in place and protect buyers from unauthorized purchases.
In addition, for those who accept payments into their PayPal account, an ATM/debit card is available for easy access to funds. Otherwise, simply log into PayPal and request a transfer of funds back into the previously linked bank account.
With over 96 million PayPal accounts already set up worldwide, PayPal is clearly making friends.
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